Author name: Mark Patterson

What Happened on Black Monday?

Couple of weeks ago, I was listening to the financial channel on the radio in my car when the commentator said, “the markets have closed up, a record 13 days in a row, into record territory, the last time this happened was in 1987”. My ears perked up when I heard that statistic because I […]

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Are you Part of an Advisor’s “Book” or their Family?

This may sound like a very unusual question, are you part of the book or in a family? What I’m referring to is how you may be viewed by your broker, financial advisor, financial planner or investment advisor. If you’ve read my column in the past you know that I started in this business as

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Dividends on Steroids

There is a strategy that I would like to discuss that may sound very complicated and potentially have you stop reading this article, but resist that and stick with me because it may be a strategy that could more than double the yield on your dividend paying stocks. First off I’m not recommending the purchase

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NYSE

A week or so ago I had the privilege, for the second time, to visit the floor of the New York Stock Exchange during the trading day. The first time I was there was around 1998 when I traveled with a class of investment management students from the Gabelli school of business at Roger Williams

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What are Robo Advisors?

Robo-advising has become very popular because of the very low fees typically associated with this automated service. I believe there is some merit and a place for Robo-advising. There are just some concerns that I have regarding Robo -advising, first being, we really have not seen how the robot handles a fast-moving downward market or

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Protecting Principal

December 2nd 2001 through December 2nd 2011 is known as the lost decade to stock market investors. If you had invested $10,000 dollars in 2001 and did not take profits at any time when they may have been available during that period, you would have $10,000 dollars in 2011. I recall that period of time

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Commission to Fee

This spring a new law goes into effect designed by the Department of Labor known as the fiduciary rule. While there are many lawsuits in the making attempting to overturn parts of this rule, no one knows if there will be any changes. But as of now what the broker community knows is that soon,

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Using Options as a Hedging Strategy

Option contracts represent 100 shares of company stock, Exchange traded funds, or even commodity futures may have these options contracts available. There is a volatility index known as the “VIX”, that increases in value when there is volatility in the equity markets and decreases when there is complacency. Post-election the “VIX” has gone very low

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What are Real Market Returns?

If you have ever put money into a mutual fund and discovered that the proclamation of return did not line up with your real return of dollars, then there could be several reasons. The net return could be affected by the fees and commission charged by the fund that can vary between funds, fund companies

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Off the Grid

When I say “Off the Grid” most people probably think of independence from the electric company via solar or the ability to have a self- sustainable food supply with a garden or raising livestock. In other words, living like people did many years ago, detached from power companies, grocery stores and town water. Staying with

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